Archive for the ‘Housing finance’ Category:

Finance approvals increase along with values in November…better times ahead?

{ Posted on Jan 18 2012 by Cameron Kusher }
The volume of housing finance commitments to owner occupiers increased for the eighth consecutive month in November, up 1.4% over the month and 4.6% over the year.  Of course, from a housing market perspective it is important to separate owner ...Read More »

More home loans for less

{ Posted on Nov 10 2011 by Cameron Kusher }
The Australian Bureau of Statistics (ABS) released housing finance data for the month of September this week and in this week’s blog post we are going to dissect what is happening with average loan amount being committed to by borrowers. On ...Read More »

Mortgage delinquencies on Residential Mortgage Backed Securities (RMBS) rise over the past year according to Moodys

{ Posted on Sep 28 2011 by Cameron Kusher }
Ratings Agency Moody’s released their annual Mortgage Delinquency Report this week which showed delinquencies have increased over the year as consumer confidence dipped, property values fell and global economic conditions weakened. According to the report, the analysis in this report was ...Read More »

An uplift in buyer activity may be just around the corner

{ Posted on Sep 07 2011 by Tim Lawless }
The housing finance data released by the Australian Bureau of Statistics each month generally provides a reasonable insight into how demand is tracking across the Australian housing market.  To put it simply, most people buying a home need to obtain ...Read More »

Fixed vs Variable… the vast majority prefer to move with the market.

{ Posted on Jul 14 2011 by Tim Lawless }
Over the past few months there has been a great deal of speculation about interest rates and whether we are likely to see another rate rise from the Reserve Bank any time soon.  Prior to the most recent RBA meeting, ...Read More »