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Better.com

VerifiedFeatured
4.6(4,182 reviews)

Better.com is an online-only lender with no commissions, no fees, and a lightning-fast digital mortgage process.

Rate Range

6.10% – 8.40%

Loan Amount

$100,000 – $3,000,000

Min Down Payment

3%

Time to Close

3 weeks

Available Loan Types

30yr Fixed15yr FixedARM 7/1Jumbo
Get My Rate at Better.com

Soft credit pull only · No impact to your score

✓Pros

  • No lender fees or origination fees
  • Competitive rates
  • 24/7 online application
  • Pre-approval in 3 minutes

✗Cons

  • •No physical branches
  • •No FHA or VA loans
  • •Requires strong credit

Eligibility Requirements

  • Min credit score: 620
  • Min down payment: 3%
  • US citizen or permanent resident

Advertiser Disclosure: MyMortgageOnline may receive compensation from Better.com and other lenders when you click links on our site. This does not influence our editorial ratings or reviews. Rates shown are estimates based on publicly available information and may not reflect current offers. Always verify rates and terms directly with the lender.