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Today's Average Mortgage Rates (National)
30-Year Fixed
6.89%
▼ 0.04%
15-Year Fixed
6.22%
▼ 0.03%
5/1 ARM
6.41%
▲ 0.02%
FHA 30-Year
6.55%
▼ 0.05%
Rates are indicative averages. Compare personalized rates →
Top-Rated Mortgage Lenders
Editor-verified picks with the best rates and service
Rocket Mortgage
Rate Range
6.25% – 8.75%
Min Down
3%
Min Credit
580+
America's #1 mortgage lender. Fully digital application, fast approvals, and a huge range of loan products for every buyer.
Closes in 8–21 days · Max loan $3,000,000
Soft pull only · No credit impact
Better.com
Rate Range
6.10% – 8.40%
Min Down
3%
Min Credit
620+
Better.com is an online-only lender with no commissions, no fees, and a lightning-fast digital mortgage process.
Closes in 3 weeks · Max loan $3,000,000
Soft pull only · No credit impact
loanDepot
Rate Range
6.30% – 9.00%
Min Down
3%
Min Credit
580+
loanDepot is one of the largest non-bank mortgage lenders, offering a full suite of purchase and refinance products nationwide.
Closes in 21–28 days · Max loan $2,500,000
Soft pull only · No credit impact
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Choose your best lender and apply directly. Most online lenders pre-approve in minutes and close in 3–4 weeks.
Mortgage Guides & Tips
Expert advice to help you buy smarter and pay less
Mortgage Guides
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9 min read · 2025-04-20
Loan Types
FHA vs Conventional Loan: Which Is Right for You in 2025?
7 min read · 2025-04-14
Homebuying
How Much House Can I Afford? The Complete 2025 Guide
8 min read · 2025-04-08
VA Loans
VA Loan Requirements 2025: The Complete Eligibility Guide
7 min read · 2025-04-01
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Real-Time Rates
Rates update daily. The numbers you see reflect what lenders are actually offering today.
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